Stop chasing
BDMs.
Type your scenario into a chat. Get a sourced, page-cited answer in seconds from every lender on your panel. Pre-vet the deal before you submit. Win the SOA conversation with your client. Reclaim the half-day a week you spend on lender phone calls.
The four things that actually change
how you write files.
Stop ringing BDMs for policy answers.
Type the question, get the answer in four seconds. Every fact is tied to the actual lender doc and page number. The half-day a week you used to spend on the phone — back in your pocket.
Pre-vet a deal before you submit.
Run any scenario past the entire panel before lodging. Know which lenders will say yes — and which won't waste your client's time — before you fill in a single AOL.
Show the client exactly why this lender.
Side-by-side compare turns 'trust me' into 'here is the exact paragraph from their policy.' Your recommendations land harder, your clients sign sooner, your compliance is bulletproof.
The brokerage's collective memory.
A new lender update lands. Admin drops the PDF in. Sixty seconds later every broker in the brokerage knows the new rules — without reading a single policy document.
Three steps. The whole file, faster.
Type the scenario in plain English.
"$650k purchase, 80% LVR, self-employed 14 months, NSW, two ATO debts." Talk to it like you'd brief a senior broker.
Get the answer with sources.
Four seconds later: which lenders fit, which don't, and the exact line from each policy doc. Click any [1] [2] pill to see the source paragraph.
Walk into the client meeting confident.
You knew the answer before you picked up the phone. The client signs. The submission goes to the right lender first time. The file closes.
It works exactly like texting a senior broker who has read every policy.
That's the whole thing. No forms. No wizards. No dashboards full of charts. You type a question, you get an answer, you close the file.
Switch buddy, switch brain.
A specialist for every deal you write.
Working a tricky SMSF deal? Pick the SMSF Buddy — it only looks at SMSF lenders and thinks like an LRBA specialist. Got a complex deal nobody wants? The Complex Scenario Buddy spans your whole panel and tells you who will say yes (and who definitely won't).
Brokers who haven't taken a BDM lunch in months.
"I write 3-4 files a week. Used to lose half of every Friday on the phone to BDMs. With this I just type the scenario, get the answer with the actual policy quote, and move on. I've got my Fridays back."
"Pre-vetting is the killer feature for me. I now know which lender is going to bite before I waste my client's time on an AOL. My conversion from submission to settlement has lifted noticeably."
"We migrated our whole brokerage. The fact every junior broker now has instant access to the same policy knowledge as our seniors — that has changed how we hire and train. The seniors aren't a bottleneck anymore."
"Asset finance has fifteen specialists with subtly different rules on the same thing. I used to keep a spreadsheet. Now I just ask the Asset Buddy. Same answer, faster, more confident."
Six things that quietly change how you work.
The half-day you used to lose to BDM phone calls. Now you ask, you get the answer, you move on.
Walk into client meetings with the right lender already picked, the policy quote already in your back pocket.
Pre-vet every deal across the entire panel. Submit only where you'll get a yes.
Every lender update, every niche policy, every yesterday's deal — accessible by typing one question.
Treat it like a senior assistant who has read every policy. Faster than asking colleagues. Smarter than calling the BDM.
Your conversations, your library, your client scenarios. All hosted in Sydney. No client data ever leaves your brokerage.
Built by Australian brokers, for Australian brokers.
Not a generic policy-AI bolted onto someone else's product. CreditPolicy is built ground-up around the way Aussie brokers work — by people who've sat in the chair.
The awkward ones, answered up front.
Your Fridays. Your clients.
Your sanity. Back.
Sign in to your broker portal. Ask one question. Get a sourced answer. See for yourself.