CreditPolicy.ai · Policy answers in seconds for Australian brokers
✦Policy AI for Australian brokers

Policy answers in seconds. Straight from the lender.

Ask any lender-policy question in plain English, across resi, commercial, asset, personal and private. Every answer cites the lender's own published policy.

Start your 7-day free trial → Watch the 52-sec film

Set up in about two minutes · Nothing charged for 7 days · Cancel anytime

160+ lenders on the panel50 lenders in residential servicingWorks in ChatGPT and Claude
Sourced. Not guessed.
CreditPolicy / Policy Chat
PolicyClientServicingFormDocument
Latest tax returns aren’t ready. What can RedZed or Liberty use instead?

Both publish alternative income-verification options.

RedZed
Accountant declarations, BAS or business bank statements.
Published lender source
Liberty
For low-doc loans secured by residential property: bank statements, BAS or an accountant’s declaration.
Published lender source

160+ lenders on the panel, including 60+ private lenders. Majors, non-banks, specialists and private credit.

Life in Broker Town

Policy shouldn't bury your best hours.

📚

Digging through PDFs

Every lender writes policy differently, and the answer is always on page 47 of the wrong document.

→ Ask once, get the page-cited answer.
📞

Waiting on a BDM

A quick "will they take this?" turns into a day of back and forth while your client waits.

→ Compare lenders side by side in seconds.
⌨️

Typing it all twice

Fact find, servicing calculator, lender form, proposal. Same client details, keyed in again and again.

→ Enter it once. It flows everywhere.
Jack driving through Broker Town in a purple convertible while brokers wave

Meet Jack

Jack's the broker who leaves at five.

While the rest of Broker Town is buried in paperwork, Jack asks CreditPolicy, gets the sourced answer, runs servicing and drafts the proposal from one client file. Then he's out the door.

Be more Jack →

Video not playing? Watch it on Vimeo

Built on real policy

The policy library brokers actually need.

173lenders on the panel: majors, non-banks and specialists
62private lenders, not just the banks
50residential lenders in the servicing calculator
5lending types covered, not just resi

How it all connects

Enter it once. Use it everywhere.

1 · Client portal + fact find

Your client fills it in

Your branded portal, any product. They upload docs and AI pulls out the details.

Income $95,000 from payslip
One client
fileEvery detail reviewed once and kept in sync

Policy Chat + MCP

Ask about this client in the app, in ChatGPT or in Claude.

+ by email
2 · Servicing

Compare 50 lenders

Max capacity $542,611
3 · Form Filler

Lender forms filled

18 of 22 fields ✓ filled
4 · Document Creator

Proposal drafted

Credit proposal your branding

What's inside

Six tools. One client file.

From the first fact find to the finished application, all working off the same client file.

01

Policy Chat

Ask any lender-policy question in plain English across resi, commercial, asset, personal and private. Every answer is cited to the lender's own published policy, and if it isn't in the policy, it tells you.

  • Page-cited answers you can show a BDM
  • Compare lenders side by side
  • Carry the answer into the client file
Policy Chat answering an income question for RedZed and Liberty
02

Branded client portal + Smart Fact Find

Send every client a secure portal in your logo and colours. They complete one smart fact find for any product, upload their documents, and AI pulls out the scenario details for you.

  • Your branding on the portal, the fact find and every request
  • Home loans, commercial, asset, personal and private
  • Turnover, balances, employment and security extracted into the client file
A broker-branded client portal with a smart fact find and AI-extracted details
03

Residential servicing

Enter the scenario once and compare max capacity, monthly surplus, DTI and assessment rates across 50 residential lenders, side by side.

  • Every lender run against 10 benchmark scenarios
  • Open the lender detail behind every number
Servicing comparison across 50 lenders
04

Form Filler

Reviewed client data flows straight into lender application forms, and it flags anything it still needs from you. Type it once.

  • Fills from the reviewed client file
  • Chrome extension for lender web portals (coming soon)
  • Flags the gaps instead of guessing
A lender application form filled from the client file
05

Document Creator

Credit proposals, servicing summaries and client letters drafted from the file in your own logo and colours, fully editable before they go out.

  • Your brand kit applied automatically
  • Reusable templates for your brokerage
A broker-branded credit proposal
06

MCP: inside ChatGPT and Claude

Connect CreditPolicy once and ask from the AI you already use. Pull up clients and search policy without switching tabs.

  • Works in ChatGPT and Claude
  • Or email a question and get a sourced reply
CreditPolicy connected inside ChatGPT and Claude

Use it where you already work

Your policy library, inside ChatGPT and Claude.

Connect once over MCP. Then pull up a client, check what's missing and search policy from the AI you already have open.

ChatGPTClaudeGeminiPerplexityCursorGrok
CreditPolicy connected inside ChatGPT and Claude

The complete panel

160+ lenders. All in one place.

Showing all lenders

Pricing

Try everything free for 7 days.

Every plan includes Policy Chat, the branded client portal, residential servicing, Form Filler, Document Creator and access from ChatGPT, Claude and email.

Card entered at the last stepNothing charged during the trialCancel with one button in Settings

Solo

For individual brokers

$59/month

inc. GST · after your free trial

  • 1,500 AI credits a month
  • Policy Chat + branded client portal
  • Residential servicing calculator
  • Form Filler + Document Creator
  • ChatGPT, Claude and email access
Start 7-day free trial

Team

For brokerages of 3 to 25

$49/seat/month

inc. GST · minimum 3 seats

  • Everything in Solo
  • 1,500 credits per seat a month
  • Shared chats and scenarios
  • Team usage analytics
  • Priority support
Start 7-day free trial

Brokerage / Aggregator

For 25+ users and aggregator deals

Custom

Talk to us

  • Everything in Team
  • Unlimited seats and credits
  • Custom lender and policy library setup
  • White-label option and API access
  • Dedicated success manager
Talk to sales

Questions

Before you start.

Anything else, email hello@creditpolicy.ai and a real person will reply.

Where do the answers come from?

From lenders' own published credit policy documents in the CreditPolicy library. Every answer cites its source, and if the policy doesn't cover your question, it tells you rather than guessing. Always confirm current requirements with the lender before submitting.

Is it only for residential lending?

No. Policy Chat covers residential, commercial, asset finance, personal loans and private lenders. The servicing calculator is residential.

How does the free trial work?

Choose a plan and you get 7 days free. A card is entered at the last step, nothing is charged during the trial, and you can cancel with one button in Settings before it ends.

Do I have to replace my CRM?

No. CreditPolicy sits alongside the tools you already use. Ask in the app, by email, or from inside ChatGPT and Claude.

Can I use it inside ChatGPT or Claude?

Yes. Connect CreditPolicy over MCP and you can pull up clients and search policy from inside the AI tool you already use. You can also email a question and get a sourced answer back.

Is this credit advice?

No. CreditPolicy gives you general information drawn from lenders' published policy to support your own assessment. You make the call and you stay in control of what goes to the lender.

Jack, the CreditPolicy mascot

Leave at five,
like Jack.

Your next policy question, answered with the source. Set up in about two minutes.

7 days free · cancel anytime Start your 7-day free trial →